TESCO Phone Shop

TESCO Phone Shop
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Tesco Phone Insurance

Tesco Phone Insurance
  • Buying a shiny new phone? Add Tesco Phone Insurance to protect your mobile world when you buy a new Pay monthly phone (not available on Pay as you go phones).

    Your insurance benefits - wherever you go in the world your phone is covered for:

    • Loss
    • Theft
    • Accidental Damage
    • Malicious Damage
    • Water & Liquid Damage

    We aim to get the same make and model replacement phone in your hands the very next day. Up to two claims can be made in any 12-month period and we will cover the use of your phone by a family member. We've also included Tesco Phone Recovery as an additional benefit to improve the protection of your mobile, and keep those all important numbers safe!

    Plus, if you have a smart phone you’ll be able to:

    • Lock your missing phone
    • Sound a siren on it
    • Block it if someone puts another SIM in
    • Locate your missing phone

    Click here for more information on Phone Recovery.

  • What’s not covered:

    • SIM card or the cost of fraudulent calls.
    • Excess fee to be paid on your claim.
    • Leaving your phone unattended (unless locked securely out of sight and there are signs of forced entry).
    • Accessories other than those in the original box.
    • Cosmetic damage or anything caused by wear and tear, cleaning, repairing or modifying the phone.
    • Loss of functionality not through damage.
    • Any claim for a lost or stolen smart phone if you failed to activate the Phone Recovery service.

    Click here to read the full terms and conditions.

  • What’ll you’ll pay for cover

    We’ve outlined the benefits so now let’s check out the value for money. The monthly premium is based on value of your chosen phone at the time of purchase (we don’t insure handsets worth less than £25).



    Monthly Premium

    Excess Fee














    All premiums are inclusive of Insurance Premium Tax (IPT) at the applicable rate.

    We’ll tell you the correct premium for your phone at the checkout. You can cancel it at any time and your cover will finish at the end of the paid period. Cancel within the first 28 days and we’ll refund your premium as long as you haven’t made a claim.

    There’s a lot more to Tesco Phone Insurance so head straight over to our insurance pages.

    Tesco Phone Insurance is arranged and administered by NEWAsurion Europe Limited (Asurion), who are authorised and regulated by the Financial Conduct Authority (no. 502545).  The Insurer is Liberty Mutual Insurance Europe Limited, who are authorised and regulated by the Financial Conduct Authority (no. 202205).